Swiss Local Pensions

In Switzerland, retirement pensions are based on a 3 Pillar concept with each Pillar providing a different level of benefit.

Pillar 1
This is the state pension and is mandatory and covers the basic old age pension, disability benefit and unemployment benefits.  It is very basic.

Pillar 2
Occupational pension plans which are mandatory for all employees and for the self-employed if they wish to join.  The pension is designed to maintain an average living standard.

Pillar 3
Private pension provision for long term savings which is split into 2 options 3a & 3b:

3a-contributions are tax deductible up to a maximum of 6,768 francs but an individual cannot access the pension.

3b- unrestricted contributions are allowed and capital is available anytime.

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deVere Switzerland’s Public Relations Department deals with all areas of the media and external communications including international, national, regional, local, trade, consumer, print, broadcast, social and online. The Department aims to provide a helpful service to journalists, broadcasters and editors, amongst others, and reply to all media enquiries, including urgent enquiries out of hours, within agreed deadlines. Our press office does not have access to client details and will not be able to assist with individual client enquiries. Please contact deVere Switzerland’s Head of Public Relations on [email protected] or call +44 2071220925